Lending a Helping Hand
Capsphere is a Malaysia-based P2P financing platform connecting businesses with investors through structured, asset-backed financing opportunities.
Registered Market Operator (RMO) with the Securities Commission Malaysia.
Capital meets opportunity
Businesses need capital to grow. Investors seek opportunities to put capital to work. Capsphere brings both together through P2P financing in Malaysia.
600+
Campaigns Funded
90m+
Loans Disbursed
As of October 2026
20+
Industries Served
Start your journey with us
FOR INVESTORS
Grow your capital
Explore investment opportunities across a range of industries. Compare risk ratings and projected profits before you commit.
FOR BUSINESSES
Fund your business
Access financing for working capital, outstanding invoices, or upcoming projects with a faster turnaround than a traditional
For more information about investing and financing, see our Frequently Asked Questions.
Access business financing that aligns with your values.
Our Shariah-compliant financing solutions are structured in accordance with Islamic principles, offering a transparent, ethical and interest-free approach to help your business grow.
Backed by strong governance and trusted partners, we provide Shariah-compliant financing to support your business journey, the right way.


SAFEVESTING
Invest with reduced risk
We’ve taken extra steps to ensure a secure investing environment. At Capsphere, all businesses seeking funding puts in collateral to ensure each Investment Note is backed by an asset.
FINANCING SOLUTIONS
Customised & flexible financing for SMEs
Financing for expansion or working capital for start-ups, can be tough – especially when you’re a small business owner.
That’s why our SME loans are tailored, easy-to-apply, and low-interest to keep your business moving forward.
Backed by Government Co-Investment

SARANA Program
An initiative by the Securities Commission Malaysia, offered through selected P2P financing platforms, with Capsphere serving as one of the platforms supporting government contract financing.

MyCIF
The Malaysia Co-investment Fund (MyCIF) was set up as part of Belanjawan 2019 that co-invests in MSMEs and Social Enterprises alongside private investors through selected ECF and P2P financing platforms.

i-OGSE
Capsphere is officially listed as an alternative financial services provider on the i-OGSE platform. We offer alternative P2P financing solutions tailored for vendors operating in Oil & Gas industry.





















